It’s Your Money!
These national award winning series were started by Peter Kote in 1993 when he was employed by Long Beach State University. They were designed to educate staff and faculty about financial and estate planning.
They have gone through a multitude of changes with one major goal in mind – pure education in a safe environment to avoid the predatory sales practice of the financial service industry.
We created rules and they are simple:
- No commercial or for profit sponsors (charitable sponsors want you to be as wealthy as possible, give to the charity versus paying it in the form of taxes and consider an income gift such as a charitable gift annuity)
- We use only speakers who can agree to be a fiduciary (put the interest of their client first) to their clients and do not sell financial products only their services. We promise no professional advisor will receive any attendee contact information.
- We promise no charity will solicit a donation and no financial products will be sold.
Below is a summary from each 8 week session:
- What is the very first question you should ask your advisor?
- Is there such a vehicle, a safe fixed income investment?
- What is the difference between an annuity, variable annuity and a mutual fund, including fees, commissions and expenses?
- What factors should you (not your insurance agent) consider with long-term care insurance?
- Is there a difference between an asset manager, financial planner, stockbroker, banker and insurance agent?
- Participate in a STOCK MARKET CONTEST
- Potential “conflicts of interest” your advisors may have
